LifeQuote: Compare Life Insurance Quotes From Top Rated Companies
Jay, 35
$500,000 policy
for under $18 a month*
 

Ready to compare life insurance quotes?

It only takes 30 seconds to save up to 40%...
Find My Price
Kate, 35
$500,000 policy
for under $15 a month*

Ready to compare life insurance quotes?

It only takes 30 seconds to save up to 40%...
Find My Price
We Only Represent Top-Rated Companies

As independent brokers, we work for you - not the insurance companies. That means you get a wide choice of policies from top-rated carriers at the best insurance rates possible. Check out the industry leaders we represent:

Protective Life Insurance - Company Review
Legal and General Life Insurance - Company Review
Pacific Life - Company Review
American General Life Insurance - Company Review
John Hancock Life Insurance - Company Review
Lincoln Financial Group - Company Review
We Only Represent Top-Rated Companies

As independent brokers, we work for you - not the insurance companies. That means you get a wide choice of policies from top-rated carriers at the best insurance rates possible. Check out the industry leaders we represent:

Protective Life Insurance - Company Review
Legal and General Life Insurance - Company Review
Pacific Life - Company Review
Did You Know About No-Exam Life Insurance?

You can get life insurance without a medical exam - no needles and no labs! And the best part is these no-exam term life policies now cost about the same as a conventional policy.

Check out our No Exam page to see if you qualify
Did You Know About No-Exam Life Insurance?

You can get life insurance without a medical exam - no needles and no labs! And the best part is these no-exam term life policies now cost about the same as a conventional policy.

Learn More: No Exam Insurance
Dear LifeQuote Community,

Covid-19 has challenged us all to the max. Our industry in particular is in uncharted territory, dealing with a growing number of Americans applying for life insurance since the pandemic. For some of the companies we represent, this has made the approval process longer. They're attempting to make the application process contactless, but that isn’t always possible. These quick issue, non-medical exam policies are offered to those who fit the profile—healthy, younger, and free of chronic medical conditions. That might be you. We ask for your patience, understanding, and most of all, a commitment not to delay getting insured because of minor inconveniences. We're in this together, and we'll guide you to act calmly and wisely to protect your family’s financial future.

Get a No Exam Life Insurance Quote Today!
Dear LifeQuote Community,

Covid-19 has challenged us all to the max. Our industry in particular is in uncharted territory, dealing with a growing number of Americans applying for life insurance since the pandemic. For some of the companies we represent, this has made the approval process longer. They're attempting to make the application process contactless, but that isn’t always possible. These quick issue, non-medical exam policies are offered to those who fit the profile—healthy, younger, and free of chronic medical conditions. That might be you. We ask for your patience, understanding, and most of all, a commitment not to delay getting insured because of minor inconveniences. We're in this together, and we'll guide you to act calmly and wisely to protect your family’s financial future.

Get a Life Insurance Quote Today!
Sample rate for 35-year old man $500,000 policy for under $18 a month*

We only shop top-rated insurance companies so you get the best for less.

Click here for more Sample Rates by Age/Gender
Sample rate for 35-year old man $500,000 policy for under $18 a month*

We only shop top-rated insurance companies, so you get the best for less.

Sample Rates by Age/Gender

Welcome to LifeQuote

We make it easy to compare life insurance quotes and find the right policy to meet your needs. Protecting your loved ones is a big step, but we make it easy to get covered and get on with your life. It only takes a few minutes to use our life insurance quote calculator and apply. Here’s a quick tour of what we offer on our site.

Have a question as you look around? Shoot us a quick email or give us a ring at 1-800-521-7873.

Free Life Insurance Quote Comparison

It doesn’t cost anything to see how much a new policy would cost. Just select the amount of coverage you want and your desired coverage length. Fill in a few pieces of information the carriers need to provide a quote, and we’ll do the rest. Once you compare life insurance quotes, just select the policy that best meets your needs.

It’s fast, it’s easy, and it gives you peace of mind. Why not start now?

Get Your Free Quote

Company Reviews

When you shop for life insurance quotes, it’s important to make a good financial decision. That means deciding which insurance company to trust with your policy. You have a choice – just like you do when you’re choosing a make and model for a new car.

In the insurance world, we call insurance providers “carriers.” Some familiar names have been around since the 1800s, while others you’ve probably never heard of. They all have different strengths, product lines, and financial ratings. Their underwriters may also have extensive expertise in certain health conditions, which means they’re a better fit if you have, say, a history of smoking or diabetes.

While it may seem like coverage is one-size-fits-all, that’s not the case at all. Factors influencing your policy’s price include your health, job, lifestyle, and family history. But you get to evaluate the carriers, too – who has the best rating? Who provides great customer service? Luckily, we’re here to help. It’s just one more thing we help clients with as they learn how to get life insurance. First, we recommend you compare life insurance quotes and then brush up on the companies you see there.

Our Best-Kept Industry Secrets

Most of our clients come to us with little or no prior knowledge of how to get life insurance. For example, do you know who decides on the price for your policy? Or if it’s possible to get coverage while you’re pregnant? Or if you really need to bother with the medical exam? Ouch - no needles, please! We can help you sort it all out – by sharing the industry’s best-kept secrets with you.

We’ve helped thousands of clients get covered. Along the way, we’ve picked up a few tips – including how to get coverage if you have a risky profession or a high-risk health condition. It starts when you use our life insurance quote calculator. Our agents can help with every part of the process. They’ve seen it all, and we’re sharing their deep insight and experience with you. When you choose LifeQuote, you’re choosing to work with veteran agents who’ve been in the industry for 32 years.

Have a question once you get started? Shoot us a quick email or give us a ring at 1-800-521-7873.

To make an informed decision when you compare life insurance quotes, start here.

Shh! See Our Best-Kept Secrets

Shop No-Exam Plans

Traditional policies require you to take a free medical exam. The insurance company needs to measure your height and weight, as well as collect blood and urine samples.

But what if you just don’t have time? Or you’d prefer a no-contact way to get coverage? Or you just hate needles? You’re probably wondering how to get life insurance without being caused actual physical pain!

The answer is no-exam policies. This type of coverage doesn’t require a medical exam. Instead, after you shop for life insurance quotes, you simply answer in-depth questions about your medical history and lifestyle. The insurance company uses your answers instead of the results of a medical exam to determine the price of your coverage.

It’s fast, it’s easy, and it doesn’t require contact with anyone. You can often buy these policies over the phone or online, with no added risk to your family during a pandemic. We even created a dedicated no-exam life insurance quote calculator. Your first step to a pain-free new policy? Compare life insurance quotes at the link below.

Do This Before You Compare Life Insurance Quotes

Most people don’t start their day thinking about insurance. So when it comes time to compare life insurance quotes, you might not know how much coverage you need. That’s okay – all you need to do is use our life insurance calculator to get an estimate of your family’s financial needs.

Using this calculator is a great first step before running your life insurance quote comparison. Why? Because most of our clients don’t realize all the things life insurance can help pay for. In fact, most people dramatically underestimate how much coverage they need. From funeral and burial expenses to monthly income needs to college funding, life insurance is designed to cover a lot more than funeral expenses.

If you’re wondering how to get life insurance that actually provides enough cash for your family to get through that difficult time, you need to calculate those expenses in advance. For example, our calculator will ask you to estimate how much debt you’re carrying. You probably don’t want that debt hanging over your loved ones if something were to happen to you, right? So add up the amount of any mortgages, car loans, student loans, and credit cards. Let your new policy erase that debt for your loved ones.

This is a great tool to start with if you’ve never thought about what you want your policy to provide for your family.

Have a question as you shop? Shoot us a quick email or give us a ring at 1-800-521-7873.

Life Insurance Quote Calculator

See Sample Rates Before You Shop

If you’re like most of our clients, you want to see a ballpark figure as you shop for life insurance quotes. And although it really does depend on your age, health, and lifestyle, we can give you some basic figures to help with the budgeting as you compare life insurance quotes.

On this page, we’ll show you estimates for men and women for a range of term lengths and face values. We’ll show you term lengths of 10, 15, 20, 25, and 30 years for face amounts ranging from $250,000 to $2,000,000. If you see a price range you’re comfortable with, that will help you when you compare life insurance quotes.

If you’re like most people, you probably overestimate how much your coverage will cost. According to LIMRA, most people think it costs 3x more than it does! If you’re not sure how much coverage you need, keep these estimates in mind. You may be able to afford more coverage than you thought! Of course, after the estimates help you figure out how much coverage you can afford, you can get a life insurance quote comparison to get the ball rolling.

FAQs for Buying Life Insurance

When it comes to insurance, everyone has questions. We gathered our most-asked questions and presented them in one convenient place. We started with this one: are we an insurance company? And the answer is no – we’re independent life insurance agents who help clients just like you find and buy policies to protect their loved ones. We don’t work for an insurance company, which means our full attention and support are devoted to you. When you get a life insurance quote comparison from our site, it’s without bias – we don’t care which carrier you chose, as long as the policy meets your needs.

We spend all our time with clients, helping them on their insurance journey from newbie to professional. Some clients just need to be pointed to our life insurance quote calculator. Some need help deciding how much coverage they need. Others aren’t sure how to pick the best carrier when they compare life insurance quotes. Still others have complicated health histories, which might have made them think they couldn’t find or afford coverage. Every day, we help clients just like these to get the coverage they need. Our knowledge of insurance companies, policies, and underwriting can help even hard-to-insure clients get peace of mind.

Have a question as you shop for life insurance quotes? Shoot us a quick email or give us a ring at 1-800-521-7873.

See All the FAQs

Browse the Blog for News, Stats & More

On our blog, we bring you the latest in life insurance news and insights. The world changes fast – and that includes life insurance. Case in point? During the pandemic, the question of how to get life insurance was more pressing than ever. No-contact exam-free policies became a lot more common. Insurance carriers had to amend their rules and guidelines to let more people get covered without the traditional medical exam. Today, if you compare life insurance quotes for no-exam policies, you’ll see a lot more options than you would have prior to 2020.

So although you might think there’s nothing new in insurance, there’s always something new to discover about how the world of finance and insurance applies to you and your family. From the retirement benefits of permanent life insurance to whether your college student needs their own policy, our blog covers the timely and topical questions that pop up based on headlines or our clients’ changing lives. It’s a great place to start as you shop for life insurance quotes.

*Sample rates shown are for Preferred Plus rating class and are subject to change.