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Life Insurance Insights

August 16, 2019

How Life Insurance Helps With the Cost of Raising Children

Raising children can be incredibly rewarding, but also very expensive. Find out what it costs to raise a child and how life insurance living benefits can help you secure their future.
August 6, 2019

How Would You Get Your Kids Through College?

Millions of people across the U.S. report having some kind of disability. Spreading awareness for special needs is the best way to eliminate the harmful stigmas that create barriers to seeking help and protection.
July 12, 2019

Special Needs Awareness | Help and Protect Those With Disabilities

Millions of people across the U.S. report having some kind of disability. Spreading awareness for special needs is the best way to eliminate the harmful stigmas that create barriers to seeking help and protection.
June 12, 2019

A Note To Fathers

In light of Fathers Day, we want to take time to show appreciation to all the fathers out there who sacrifice to build a better future for those they love both day-in and day-out. A future that is being built […]
June 4, 2019

Living Versus Death Benefits

No matter who you are or what your background is, if you would like to protect your loved ones from financial burdens after your death, getting quality life insurance coverage is the best route to take. This is especially true […]
February 4, 2019

Life Insurance Beneficiary Rules for Spouse

In simple terms, a life insurance beneficiary is a person who is entitled to receive the death benefit. There is no hard and fast rule that only your spouse or children can be named as your life insurance beneficiaries. There […]
January 28, 2019

Buying Paid Up Additions: Build Cash Value and Increase Death Benefit

Are Paid Up Additions a Good Idea to Build Cash Value and Increase your Death Benefit? If you own or are considering purchasing permanent life insurance coverage, also known as cash value life insurance, you will be interested in learning […]
January 14, 2019

Term Life Insurance for 45 Year Old Males

When you reach middle age–your 40s–though you are still young with a long life ahead, you start thinking about the future and begin to make some arrangements for your retirement. It is this time in your life when you are more concerned […]
January 6, 2019

Is No Exam Life Insurance Really Expensive?

Applicants often us ask if they should apply for a medical or a no exam life insurance. The answer is that it depends on several factors, including health and age. Those with health issues that are considered high-risk will likely face higher premiums or even get rejected after the results of a medical exam. That is why many clients often ask about the best type of policy for them to improve their chances of approval and to qualify for the best rates.
December 30, 2018

Changing Beneficiaries During Divorce

Many married couples name each other as beneficiaries on their life insurance policies. During a divorce, your life insurance agent or company won’t necessarily know about your circumstances. If you don’t change your beneficiary, your former spouse may receive the […]
December 16, 2018

Do You Need High Risk Life Insurance?

Do You Need High Risk Life Insurance? 5 Things You Should Know Before You Apply The cost of a life insurance policy will depend on a variety of different factors. Most life insurance companies will want to know about your […]
December 15, 2018

Life Insurance Examples

Review some examples showing how much life insurance you can buy with a $25, $50, or $100 monthly budget. These examples are based on the lowest current Life Insurance prices for people in excellent health. Results may vary by state […]
November 30, 2018

Trusted Life Insurance Companies

We only provide you with prices from trusted life insurance companies rated at least A (superior) and higher because we won't compromise our standards by skimping on quality. Along with our affiliates, we have been giving you the best prices available on term life insurance from top rated insurance companies during the last 30 years.
October 30, 2018

Who Needs Life Insurance? And Why Should You Get It Now

The purpose of life insurance is to cover any costs that people who are financially dependent on you would incur at the time of your death. As far as who needs life insurance, in general, if there is anyone in your life who will be financially liable after your death, the need for life insurance is there.
October 21, 2018

Life Insurance Application: What Questions You Should Expect

Filling Out A Life Insurance Application: It’s not uncommon to be curious about questions that you will be asked on your life insurance application. Questions related to your hobbies, health status, family history, traveling experience and lifestyle are found on […]
October 6, 2018

Best Term Life Insurance Companies in the USA (2018)

With seemingly countless providers to choose from, finding the best term life insurance companies for your financial situation can often be quite difficult. Term life insurance is a valuable financial asset that can provide your family with financial security and […]
October 5, 2018

Return of Premium Rider: A Policy Add-on for Term Life Insurance

Return of Premium Rider For a Term Life Insurance Policy: A return of premium rider is a policy add-on that returns the premiums paid on the term life insurance policy if the policyholder outlives the term. This is a compelling proposition […]
September 25, 2018

Obtaining Life Insurance Quotes Online Before Applying for a Policy

Getting Life Insurance Quotes Online Is Easy With the passage of time and advancement in technology, more people have been looking for life insurance quotes online than ever before. By finding a good life insurance quote online, you are moving […]
September 20, 2018

Why People Need Life Insurance: Results of Our Survey

We recently sent a social media shout-out to our followers and financial professional colleagues online to weigh in on the reasons people should buy life insurance. It is a small way to bring attention to the annual commemoration of Life Insurance Awareness Month, LIAM 2018. It is part of our ongoing effort to fulfill our obligation to consumers of educating them about a topic of which we are passionate.
September 18, 2018

Understanding Life Insurance Beneficiaries

Naming a life insurance beneficiary should be an easy process. A good life insurance can guide you through all the legalities involved in the naming the beneficiaries correctly. However, if you try doing it on your own, you may face […]
September 14, 2018

How to Buy Life Insurance with Cancer – Best Life Insurance Policies

Contrary to popular belief, being diagnosed with cancer (even terminal cancer) does not necessarily mean you will not be able to purchase a good life insurance policy. Many different variables will be considered during the life insurance underwriting process. Your […]