Life Insurance Insights

December 14, 2022
Life insurance representative helping a client on the phone.

How to Calculate Cash Surrender Value of Life Insurance

If you know how to calculate cash surrender value of life insurance, you can make an educated decision on what you stand to gain – or lose – by cancelling your current permanent policy.
December 7, 2022

Life Insurance and ADHD

Wondering if life insurance and ADHD can go together? Yes – you can qualify for coverage if you’ve been diagnosed and treated for ADHD. In fact, it’s even possible to qualify at preferred rates. Here’s what you need to know.
November 30, 2022

Whole Life Insurance Pros and Cons

Whole life insurance pros and cons: can they help you make right decision? Absolutely. When you have a list of benefits and drawbacks, you can tally them up and see which makes more sense for your family, needs, and budget. So without further ado, let’s get started.
July 27, 2022

What Do Life Insurance Company Ratings Mean?

Wonder what those life insurance company financial strength ratings mean? We’ll explain what they are and how they help you choose the right insurer.
January 4, 2022

When and Why Do Women Need Life Insurance

No matter what life stage you are in, life insurance for women is important now more than ever. Women do a lot to provide and care […]
October 4, 2021

Why Life Insurance Must Be A Key Element in Any Financial Strategy

The COVID-19 experience has made it clear that life is fragile – physically, emotionally, and financially. For many Americans, the pandemic has been a wake-up call, […]
April 16, 2021

The Truth about Life Insurance and the COVID-19 Vaccine

Though COVID-19 vaccines have been given out for months, many still remain skeptical about the safety and side effects. In a sea of misinformation, here are the facts about the effects of the vaccine (or lack thereof) on your life insurance policy.
March 14, 2018

The Life Insurance Scams Fraudsters Don’t Want You To Know About

Every adult should have life insurance. The product gives individuals peace of mind should the worse happen and reassurance that their loved ones will be financially […]
February 14, 2018

Insure Your Love On this Valentine’s Day

If you want to be a superhero this Valentine’s Day, surprise your loved ones with one of the most romantic gifts you probably haven’t thought of. […]
December 19, 2017

When is the Right time to Purchase Life Insurance?

Life insurance is something that can provide you and your family with a sense of security. But while many people have decided they want to purchase […]
November 25, 2017

5 Reasons Why Experts Recommend Women to Get Life Insurance Policy

No matter what life stage you are in, life insurance for women is important now more than ever. Women do a lot to provide and care […]
November 17, 2017

Will Life Insurance be Expensive If I am Overweight?

Life Insurance For Overweight. Will it be expensive? Being overweight doesn’t necessarily mean that you will not get affordable life insurance, in fact, insurance companies are […]
November 10, 2017

Marijuana and Life Insurance

How Smoking Marijuana Affects Your Life Insurance Rates? And the Best Companies to Look For Let’s start with the assumption, that if you are reading this […]
November 2, 2017

Life Insurance Without an Exam

Most people do not think that it is possible to get life insurance without an exam. However, it is actually pretty common these days. There are […]
October 30, 2017

Can Life Insurance Payout after Death Help Pay for Funeral Expenses?

We live our lives hoping for the best, trying to enjoy ourselves now while squirreling away some money to leave an inheritance. Most people do not […]
October 28, 2017

5 Tips for Getting the Cheapest Term Life Insurance Policy

How to Get the Cheapest Term Life Insurance Policy? Let’s talk dollars and sense. Term life insurance is the cheapest form of life insurance you can […]
April 18, 2016

How Does It Compare

The initial benefits of “no exam” life insurance are clear. Not only do you save time by not having to take a physical, for those who […]
July 14, 2014

Smoking and Your Rate

There is a negative correlation between smoking and life insurance rates. Insurers will give a lower premium rate to buyers who do not smoke or use […]