If you want to be a superhero this Valentine’s Day, surprise your loved ones with one of the most romantic gifts you probably haven’t thought of. It is the gift of life, the gift of love… better known as a secure financial future. Who says life insurance isn’t romantic? It’s the only gift that means you will still love them even after you’re gone. 40% of people in this country do not own life insurance and many say the reason they haven’t bought it is because they don’t know how much they need or what kind to buy. Other research shows that uninsured Americans usually overestimate the cost of life insurance by three-times. Don’t go without because you think it costs too much. It probably doesn’t, especially for younger, healthier people. Life insurance is there to support the ones you love if something happens to you…but only half of Millennials own life insurance. Ironically, those younger people are likely to qualify for the best rate classes and could pay as little as $10-$15 a month for hundreds of thousands of dollars in term life insurance coverage. Don’t be part of the statistics and be a hero that your spouse and children can look up to. The first step is requesting a free, no obligation life insurance quote online. You will receive a list of company policies to choose from in minutes. A no-exam policy can be acquired almost instantly on the phone, while a fully underwritten policy, which requires a medical exam will take a few weeks to process but it will be the cheapest option. Your loved ones probably won’t mind that box of chocolates or flowers today but show them what love is all about by giving the gift that will outlast you… the true meaning of love.