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Life Insurance Examples
Review some examples showing how much life insurance you can buy with a $25, $50, or $100 monthly budget. These examples are based on the lowest current Life Insurance prices for people in excellent health. Results may vary by state and by the company.
This is not an offer to purchase Life Insurance at these prices.
Examples Using a $25.00 Monthly Budget
| Sex/Age | Monthly Premium | Amount of Insurance |
| Male 25 | $25 | $550,000 |
| Female 25 | $25 | $650,000 |
| Male 30 | $25 | $535.000 |
| Female 30 | $25 | $650,000 |
| Male 35 | $25 | $525,000 |
| Female 35 | $25 | $650,000 |
| Male 40 | $25 | $350,000 |
| Female 40 | $25 | $450,000 |
| Male 45 | $25 | $195,000 |
| Female 45 | $25 | $275,000 |
| Male 50 | $27 | $105,000 |
| Female 50 | $25 | $170,000 |
Examples using a $50.00 monthly budget
| Sex/Age | Monthly Premium | Amount of Insurance |
| Male 25 | $50 | $1,250,000 |
| Female 25 | $50 | $1,650,000 |
| Male 30 | $50 | $1,250,000 |
| Female 30 | $50 | $1,565,000 |
| Male 35 | $50 | $1,200,000 |
| Female 35 | $50 | $1,450,000 |
| Male 40 | $50 | $775,000 |
| Female 40 | $50 | $985,000 |
| Male 45 | $50 | $420,000 |
| Female 45 | $50 | $590,000 |
| Male 50 | $50 | $235,000 |
| Female 50 | $50 | $390,000 |
Examples using a $100.00 monthly budget
| Sex/Age | Monthly Premium | Amount of Insurance |
| Male 25 | $100 | $2,500,000 |
| Female 25 | $100 | $3,350,000 |
| Male 30 | $100 | $2,500,000 |
| Female 30 | $100 | $3,300,000 |
| Male 35 | $100 | $2,550,000 |
| Female 35 | $100 | $3,250,000 |
| Male 40 | $100 | $1,750,000 |
| Female 40 | $100 | $2,125,000 |
| Male 45 | $100 | $875,000 |
| Female 45 | $100 | $1,300,000 |
| Male 50 | $100 | $535,000 |
| Female 50 | $100 | $845,000 |
The above examples all assume qualification for the lowest rates based on excellent health and no tobacco use. If the insurance company determines that you qualify for a different rate class, premiums will be higher, which means the amount of life insurance that can be purchased for a specific budget will be less. Example based on a resident of Florida. Results may vary by state.
- To provide for your children
- To replace your earned income
- To cover your mortgage
- To pay for your funeral or final expenses
- To pay off debts and outstanding loans
- To leave an inheritance
With all of the plan choices, options, limits, and add-ons, figuring out which policy is best for you and your family can be overwhelming. LifeQuote offers several features to help make the process of finding the right life insurance as simple and painless as possible. Our easy-to-use calculator allows you to better identify your insurance needs. Visit our FAQs about Life Insurance section to get more answers to frequently asked questions.
To compare quotes, simply click get a quote and you will be taken to a page that asks you to complete a form. If you’re unsure of how much coverage you need, or how long the term should be, click speak to an agent to connect with one of our knowledgeable representatives immediately. You can also send us an email or call our licensed agents at (800) 521-7873.
