Smoking and Your Rate

Smoking and Your Rate

There is a negative correlation between smoking and life insurance rates. Insurers will give a lower premium rate to buyers who do not smoke or use tobacco. If you smoked or used any tobacco product in the past, most carriers will consider you a non-smoker if you have...

Life Insurance Insights

If you have reviewed our extensive “About Life Insurance” section, you will notice that we have covered a great deal of information regarding your questions and concerns about life insurance. If we did not answer your questions, we provided three different...

Life Insurance for Senior Citizens

The country’s largest generation, the Baby Boomers, will be considered elderly in the coming decades. As a result, an unprecedented emphasis is being placed on long-term care insurance. For seniors, health and quality of life are among the most pressing...
10 Most Dangerous Jobs

10 Most Dangerous Jobs

The Bureau of Labor Statistic’s new list of the nation´s 10 most dangerous jobs has fishermen at the top of its list.They are closely followed by loggers, the people who cut down trees, as those workers at highest risk in this country. Truckers, forklift...

Reasons to Stop Smoking

Quick Facts 20 minutes after quitting: Your blood pressure drops to a level close to that before the last cigarette. The temperature of your hands and feet increases to normal. (US Surgeon General´s Report, 1988, pp. 39, 202) 8 hours after quitting: The carbon...