Every year,735,000 Americans experience a heart attack, of these 210,000 are repeat cases. Official numbers posted by the Centers for Disease Control and Prevention (CDC) highlight how common heart disease is in the US. To make matters worse, at least 47% of all Americans are at risk of getting it due to elevated levels of cholesterol, high blood pressure and unhealthy lifestyles.
Of course, while people who are at risk or already have pre-existing heart conditions can still get insured, they usually end up having to pay more. So, if you want to cut back on insurance costs, you need to keep your heart healthy. The good news is that it’s really not that hard to do.
Smoking, excessive consumption of unhealthy food and even chronic stress can increase your risk for coronary artery disease and other heart problems. Living a more heart-friendly lifestyle will not only reduce this risk but also improve your overall health. This, in turn, can help significantly reduce the amount you have to pay to get insured. Keep in mind that insurance companies consider your health and lifestyle in crafting their offer. The more high risk a client you are, the more they have to charge to make up for the potentially expensive payouts they have to make in the future.
You don’t even have to follow an actual workout program. Whatever physical activity it is that you enjoy doing, simply do more of that. You can go hiking, biking, swimming or even just walking around at the mall. The goal is to simply move more every single day. This is because not only does regular exercise help reduce stress, studies have also time and time again shown that it’s a great way to significantly minimize a person’s risk for heart disease and other serious illnesses. Again, fewer illnesses coupled with a healthier lifestyle means lower insurance costs.
Of course, the best way to come up with a plan to keep your heart healthy—or deal with an existing condition—is to talk to a medical professional. After all, they know how to properly assess your situation and identify the areas that you need to work on. At the end of the day, by keeping your heart healthy, you not only save on insurance cost but also save yourself from the hassle of having to deal with serious medical conditions.
Thank you for reading our article on Saving On Insurance: Improve Your Heart Health. If you have any questions, please leave a comment below.