We want to make sure you fully understand who and what LifeQuote is and this is the area where we clear up any confusion or possible misconceptions about our company. NO, LifeQuote is not an insurance carrier. YES, we are an independent brokerage firm. NO, we don’t select the insurance products for you, you do that; we just provide you with the best rates and quotes to make you a smart insurance shopper. YES, we strive to understand your life insurance shopping habits and know you want to find the best for less so we give you a selection of competitive products from many different companies. And finally, YES, we want you to be an educated insurance consumer and if you understand the ins and outs of the process it means we have done our job well.