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Covid-19 has challenged us all to the max. Our industry in particular is in uncharted territory, dealing with a growing number of Americans applying for life insurance since the pandemic. For some of the companies we represent, this has made the approval process longer. They're attempting to make the application process contactless, but that isn’t always possible. These quick issue, non-medical exam policies are offered to those who fit the profile—healthy, younger, and free of chronic medical conditions. That might be you. We ask for your patience, understanding, and most of all, a commitment not to delay getting insured because of minor inconveniences. We're in this together, and we'll guide you to act calmly and wisely to protect your family’s financial future.