Before you assume that you cannot afford life insurance protection, take a closer look at the possibilities that LifeQuote can offer. Permanent life insurance policies are among a variety of possible plans for individuals looking for stability against the uncertainty of future life events. These plans exist for the life of the insured and the payout is guaranteed at the completion of the policy. Such policies accumulate cash value. Another option for people seeking protection from life’s unpredictable nature is the survivorship life insurance policy or second to die life insurance. In this instance, the death benefit is paid upon the death of the second policyholder. This is because the funds are typically intended to pay for estate taxes. As an alternative, short-term life insurance lasts for a specified period of time and is intended as a limited solution or a continuously renewed policy.
Cash value life insurance provides a death benefit once the policyholder is deceased. In addition, cash value accrues as time passes which allows benefits to be paid out before death. Death benefit life insurance is a protection that will see your loved ones through difficult times ahead.
LifeQuote offers its services to those individuals looking to make the most well-informed choice possible and understanding what policy is right for you. Armed with knowledge and increased confidence, our thousands of satisfied customers have gone on to make educated decisions about the future of their life insurance policies.
Take advantage of our professionally trained staff that is always available and ready to guide you in your choices. Chat with a licensed insurance agent today. Do not be intimidated or confused by the various life insurance options available. Get informed. We will help demystify the life insurance policy process and will have you on the road to protection in no time.
Read the rest of our section for more information on the different types of insurance, why you need them, tips and examples to improve your rates.