Wilco Life Insurance Company Review: What Happened & Where to Go Now (2026)
Wilco Life Insurance Company was acquired by Wilton Re in 2014 and no longer sells individual life insurance policies. Previously known as Conseco, Philadelphia Life, and Massachusetts General, the company was founded in 1986 in Indiana. Existing policyholders can contact Wilton Re (844-877-6907) for customer service. For new coverage, compare quotes from active carriers..
Wilton Re (Wilco Life Insurance Company's parent company)
- 20 Glover Avenue
4th Floor
Norwalk, CT 06850
Last updated on: September 8, 2026
Introduction
Wilco Life Insurance Company was acquired by Wilton Re in 2014 and no longer operates as an independent insurance provider. Founded in 1986 in Indiana, Wilco Life held an A+ rating from AM Best and was also known as Conseco, Philadelphia Life, and Massachusetts General Life Insurance Company. Existing policyholders should contact Wilton Re for customer service.
Note: Wilton Re only sells life insurance through workplace/employer-sponsored programs. They do not sell individual policies directly to consumers. If you are looking for personal life insurance coverage, get instant quotes from top-rated carriers here.
Advantages
Historically, Wilco Life Insurance Company maintained strong financial ratings and was backed by recognizable parent brands. However, because the company no longer sells individual policies to consumers, current advantages cannot meaningfully be discussed.
Disadvantages
- The company no longer sells individual life insurance policies to consumers.
Wilco Life was involved in a class-action lawsuit alleging unauthorized charges and withheld universal life insurance profits.
Available Products
Wilco Life Insurance Company does not currently offer any products for individual purchase. Historically, the company offered term life, whole life, and universal life insurance policies.
If you are shopping for term life insurance, consider comparing options from carriers that are actively writing new policies. No-exam term life insurance may also be available depending on your health profile.
Ratings
Wilton Re (successor to Wilco Life) holds the following ratings:
- AM Best: A+ (Superior)1
- Fitch Ratings: A / Stable Outlook
Alternatives to Wilco Life Insurance
If you arrived at this page looking for life insurance coverage, Wilco Life is no longer an option for new policies. The good news is that many highly rated carriers are actively competing for your business, which means better rates and more choices for consumers.
Here are some ways to find the right policy:
- Compare instant quotes — LifeQuote works with 40+ top-rated carriers to find you the lowest price for the coverage you need.
- Understand how much life insurance you really need before committing to a policy.
- Check out the average cost of life insurance to set realistic budget expectations.
- If you are over 60, explore the best life insurance options for seniors.
Conclusion
While Wilco Life Insurance Company is no longer available for new coverage, LifeQuote works with 40+ top-rated life insurance carriers to help you find the best policy at the lowest price. Get a free, instant quote today.
Frequently Asked Questions
Is Wilco Life Insurance Company still in business?
No. Wilco Life Insurance Company was acquired by Wilton Re in 2014 and no longer operates as an independent insurance provider. Wilton Re assumed responsibility for existing Wilco Life policies but does not sell individual life insurance to consumers.
Who acquired Wilco Life Insurance?
Wilton Re acquired Wilco Life Insurance Company in 2014. Wilton Re is a reinsurance company that specializes in managing blocks of in-force life insurance policies.
How do I contact Wilton Re about my Wilco Life policy?
Existing policyholders can contact Wilton Re’s customer service line at 844-877-6907 for questions about premiums, claims, beneficiary changes, or policy status.
Can I still make a claim on a Wilco Life Insurance policy?
Yes. Wilton Re honors all existing Wilco Life policies. To file a claim, contact Wilton Re directly at 844-877-6907. You will need the policy number and the insured’s information.
What are good alternatives to Wilco Life Insurance?
Since Wilco Life no longer writes new policies, consumers should compare quotes from active carriers. LifeQuote partners with 40+ top-rated life insurance companies to help you find affordable coverage tailored to your needs.
References
1. AM Best, Wilton Re Insurance Company Rating.
2. NAIC, Wilco Life Insurance Company Complaint Data.
